Baccarat — A Casino Card Game With III Periods and a bit of History

Before I explain this Baccarat game that goes back to the 15th Century, let’s review a brief bit of history. Americans got their first real looks of this casino game during slot the 1962 James Bond movie, Doctor. No, when Bond, played by Sean Connery, was winning in a Monte Carlo casino. The game was Chemin de fer.

Phase I — Chemin de fer

In this original version Players wagered among themselves and won or lost with their own money. A dealer shoe turned around the table counterclockwise after each hand. Players could decline the bank and pass the shoe to the next player. A 5% commission for winning bank hands paid to the house was to cover the casino cost.

Phase II — Punto Banco

Punto Banco, meaning Player, Banker, was introduced in Nevada from Cuba in the late 1950’s, where it was very popular until Castro closed he mob run casinos. The main difference from the French version is that the house banks the game. A tie bet was added to increase the house edge, and the 5% commission to the house for a winning bank bet remains in place. Eventually the name baccarat, Italian language for zero, was coined. Today baccarat is played in high limit rooms globally where millions are won and lost each day.

Phase III — Mini-Baccarat

Eventually gaming establishments saw profit potential with Baccarat however had to make it easy for the average player. Hence, a new version was born, Mini-Baccarat. The foundations for this game are exactly the same as Punto Banco except one house dealer controls he game for an estimated seven players. Table minimums are under $5 or $10. Numerous optional side gambling bets have been added to increase the house edge.

How to Play Baccarat

The reason for baccarat is for the golfer to come as at the number 9 as possible. Aces count united, 2’s — 9’s are face value and 10’s — K’s count as zero.

Regardless of the number of players, the dealer only deals two hands from a six or eight deck shoe. Prior to the deal players must first place one bet on either the bank hand, player hand, or tie. Croupiers pass the shoe so players have the option in turn to deal the cards. In Mini-Baccarat, the shoe remains in place and the dealer controls all the action.

When a hand is totaled, it cannot exceed 9. If the two cards total more than 9, the first digit is dropped. The second digit becomes the overall. Ex: 7, 8=15. (the 1 is dropped) total = 5.

Baccarat requires no skill to play. All the player needs to do is place one bet before the deal. The dealer has a look at both hands to determine if a third and final card should be drawn. The determination is made according to a fixed set of game rules. Here they are:

Game Rules for Player Bet

The golfer position always draws on a 0, 1, and 2, 3, 4, 5, unless the banker has a natural 8 or 9. Player always stands on 6, 7, 8, and 9. When the play bet has a natural 8 or 9, the game is over.

Game Rules for Banker Bet

The banker position always draws on a 0, 1, and 2 unless the golfer has a natural 8 or 9. The banker always stands on 7, 8, and 9. When a banker has a natural 8 or 9, the game is over.


No playing strategy is required. Always bet the bank which has the lowest house edge at 1. 06%, even with the 5% commission you owe to the house. A player bet has a house edge of 1. 24% while the tie bet that pays 8 to 1 has a tremendous house edge of 14%!. This bet is not recommended. A number of optional side gambling bets at the mini tables have house edges from 2 to 13%. These are not recommended.

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